This Disclaimer governs your use of the website operated by Oxbridge Re Holdings Limited (“Oxbridge Re,” “we,” “our,” or “us”). By accessing or using this website, you acknowledge and agree to the terms set forth below. If you do not agree with any part of this disclaimer, please discontinue use of the site immediately.

1. Informational Purposes Only

The content provided on this website is intended for informational and educational purposes only. While we strive to keep the information current and accurate, Oxbridge Re makes no guarantees or warranties regarding the completeness, accuracy, reliability, or suitability of the information on this site.

Nothing on this website constitutes legal, financial, investment, or professional advice.

2. No Offer or Solicitation

The materials on this website do not constitute an offer to sell or a solicitation of an offer to buy securities, investment products, or other financial instruments. Any mention of tokenized reinsurance securities, Cat Re tokens, or expected returns is purely illustrative and does not imply a guarantee of performance.

You should consult with qualified financial and legal advisors before making any investment decision.

3. Forward-Looking Statements

This site may contain forward-looking statements, including words such as “anticipate,” “expect,” “intend,” “plan,” “may,” “believe,” “target,” or similar expressions. These statements involve risks and uncertainties and are not guarantees of future performance. Actual results may differ materially due to factors beyond Oxbridge Re’s control.

We disclaim any obligation to update or revise such statements unless required by law.

4. Regulatory Status

Oxbridge Re Holdings Limited is a NASDAQ-listed entity, and its operations may be subject to U.S. federal and international securities laws. Certain subsidiaries, such as Oxbridge Reinsurance Ltd., are regulated under local laws (e.g., Cayman Islands insurance regulations).

However, not all services or offerings may be registered or available in all jurisdictions. Access to certain information or products may be restricted by law in some regions.

5. External Links

This website may contain links to third-party websites or services. These links are provided for convenience only. Oxbridge Re does not endorse or assume responsibility for any external content, policies, or practices.

Use of any third-party site is at your own risk.

6. No Warranties

All content on this site is provided “as is” and “as available” without any warranties of any kind—either express or implied—including, but not limited to, warranties of merchantability, fitness for a particular purpose, or non-infringement.

We do not guarantee uninterrupted access, error-free functionality, or virus-free performance.

7. Limitation of Liability

Oxbridge Re Holdings Limited shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of:

• Use or misuse of the website

• Inability to access the site or reliance on any information provided

• Errors, omissions, or delays in content

You agree to use this site at your own discretion and risk.

8. Updates and Revisions

We reserve the right to update, modify, or remove content at any time without notice. This disclaimer may also be revised periodically. The date of the latest revision will always be listed at the top of the page.

9. Contact Information

If you have questions or concerns about this Disclaimer or your use of the site, please contact:

Oxbridge Re Holdings Limited
Investor Relations
📧 ir@oxbridgere.com