Welcome to the website of Oxbridge Re Holdings Limited (“Oxbridge Re”, “we”, “our”, or “us”). These Terms & Conditions govern your access to and use of our website and its content, including news, data, services, and communications.

By using this site, you agree to be bound by these terms. If you do not agree, please do not use our site.

1. Use of Website

You may browse our website for general information, investor materials, and industry updates. You agree to:

• Use the site only for lawful purposes

• Refrain from copying, distributing, or modifying content without our consent

• Not attempt unauthorized access to our systems

2. Intellectual Property

All content on this website—including logos, trademarks, images, documents, and text—is the property of Oxbridge Re or its licensors and is protected by applicable intellectual property laws.

Unauthorized use may result in legal action.

3. No Investment Advice

The content on this website is for informational purposes only and does not constitute financial, investment, or legal advice. We recommend consulting with licensed professionals before making any financial decisions.

The mention of tokenized securities, RWAs, or performance data (e.g., returns from Cat Re tokens) should not be interpreted as a guarantee of future results.

4. Third-Party Links

Our site may contain links to third-party websites, including partners, publications, or regulatory bodies. We are not responsible for the content, privacy practices, or terms of use of those external sites.

5. Limitation of Liability

To the fullest extent permitted by law, Oxbridge Re is not liable for any direct, indirect, incidental, or consequential damages arising from:

• Your use or inability to use our site

• Errors or inaccuracies in content

• Unauthorized access to or alteration of your communications

6. Indemnification

By using our website, you agree to indemnify and hold harmless Oxbridge Re Holdings Limited, its affiliates, officers, directors, and agents from any claims, liabilities, or expenses arising out of your use of the site or violation of these terms.

7. Modifications to Terms

We may update these Terms & Conditions at any time without notice. The most current version will always be available on this page.

Your continued use of the site constitutes acceptance of any revised terms.

8. Governing Law

These Terms & Conditions are governed by and interpreted in accordance with the laws of the Cayman Islands and applicable U.S. federal securities laws, where relevant. Any disputes shall be resolved in the appropriate jurisdiction.

9. Contact

For any questions about these terms, please contact:

Oxbridge Re Holdings Limited
Investor Relations Team
📧 ir@oxbridgere.com